So the basics.. I am 32 years old and have been married for 10 years. We have 6 lovely children that we have adopted or our fostering through our state. All of our kids have some variation of special needs, some mild some severe. My DW (dear wife) and I both work full time and have several side incomes to pay the bills.
Since this is a financial blog I will talk a little about our debt dilemma. Currently we are standing on about $40,000 dollars in debt (details will come later). We have been down the debt free route before and were successful, but 6 years later we are worse than before. I am frustrated because I can't provide the kids the life they deserve, and not because we don't make enough money but because we spend unwisely and a large part of our income goes to pay off things we bought months if not years ago.
So we had a bit of a wake-up call over the holidays and agreed that something needed to be done. By agreed I mean that it was agreed that I can figure our how to pay of debt and DW will follow along. I love DW and she brings so much to our family but a head for finances is not one them. It is stressful and has been a point of contention in our relationship before we were even married but I realize I can't force financial competence on her so I have to take the reigns or wallow in financial debt forever.
So here I am, bearing my financial soul to the world. I had a financial blog during our last debt rundown and I found it really helped me stay on task and gave me a place to vent my frustration and play around with ideas.
COMING SOON: DEBTS/INCOME
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