MAY

Here is my May budget.



With the loss of DS2's subsidy and the decision for me to quit one of my side job, we have lost a bit of income.  DS2's subsidy is a wash as I can now work 40 hours a week and we are down the cost of raising one child.   The side-job income will hit us the hardest as it will severly limit how quickly we can pay of debt but I was slowly losing my sanity and I really need to focus on my family.

We have a small payment due to Capital One due to interest that hadn't posted when I paid it off.  It is a 3 paycheck month so I was able to put another big chunk in savings as well as almost double my car payment.  DW checked the balance on our car when she made the last payment and we are just shy of being under $4,000.  If I keep on track with out budget, we could have the car paid off by December!!!!

I have increased our food and other budget categories to be more realistic for our needs. I will probably adjust the food budget down a bit with DS2 being gone and Roommate being on vacation for 2 weeks. They are the two biggest eaters in the house so our grocery should go down.

I am trying to get ahold of my emotionally spending.  DS2 spend a few days with us and after a explosive episode where punched the social worker in the stomach and eye we decided to call the cops for a 2nd time in two days.  He is now at the hospital waiting for an opening at Children's for a psychological evaluation.  I went to visit him last night and he was in pretty bad shape.  I wanted to get some retail therapy so badly but was able to resist the urge.  I WILL STAY ON TRACK!!