MIL

My MIL (DW’s mom) isn’t doing very well.  We talked it over with BIL (DW’s older brother) and my MIL and we are going to become MIL’s medical and financial power of attorneys (POA).  DW doesn’t handle stress very well and when I noticed how hard the preliminary conversations were on her; I offered to be added to the POA paperwork to help as much as I can.

The scope of all the work that will need to be done to get MIL’s financial and medical house in order is overwhelming.  DW got her head for finances from her parents so I am scared the mess I will find once I get my hands on all debts, incomes and investments.  We have debts to calculate and settle (I fear we might have to do a bankruptcy), inpatient and outpatient facilities to find, finding her a home near us that fit within her small social security payment, and the house. 

The house is what is concerning me the most right now.  She currently has roommates so we have figure out what they are paying and if they are willing to stay in the home when MIL moves out and until we sell.  The condition of the house is horrible.  We have to completely redo all the carpets and repaint the interior walls. We also have to address the outside of the house which is currently pepto pink, NO JOKE.   The only thing going for us is that this home is in a HIGHLY desirable area of the state so finding a buyer shouldn’t be hard even if we sold it as is.  The problem is that I have no idea what is owed on the house and with MIL’s recent refinance we may have to put money into repairs just to sale it for what she owes. 

I know I am getting myself worked up with little information. I need to take it one step at a time.  We have our attorney going over the POA paperwork, we reached out to a few realtor friends to help with the house,  we found am inpatient medical facility who takes MIL’s insurance so we can start working on the most severe of her medical issues and DW has a phone call into MIL’s Doctor for 33 years to get some information on MIL’s health. 

BREATHE…………